*{
margin:0;
padding:0;
box-sizing:border-box;
font-family:'Poppins',sans-serif;
}

html,body{
width:100%;
overflow-x:hidden;
}

/* BODY */
body{
padding-top:90px;
background:#fff;
}

/* TOP TICKER */
.top-ticker{
width:100%;
background:linear-gradient(90deg,#0d6efd,#0a58ca);
color:#fff;
overflow:hidden;
white-space:nowrap;
padding:8px 0;
font-size:14px;
font-weight:500;
position:fixed;
top:0;
left:0;
z-index:1001;
}

.top-ticker p{
display:inline-block;
padding-left:100%;
animation:slideText 12s linear infinite;
}

@keyframes slideText{
0%{transform:translateX(0);}
100%{transform:translateX(-100%);}
}

/* NAVBAR */
.navbar{
position:fixed;
top:36px;
left:0;
width:100%;
background:#fff;
box-shadow:0 2px 10px rgba(0,0,0,0.1);
z-index:1000;
}

.nav-container{
display:flex;
justify-content:space-between;
align-items:center;
padding:15px 20px;
max-width:1200px;
margin:auto;
}

.logo{
font-weight:700;
color:#003366;
font-size:28px;
}

.nav-links{
display:flex;
gap:20px;
list-style:none;
}

.nav-links a{
text-decoration:none;
color:#003366;
font-weight:500;
}

.btn-nav{
background:#003366;
color:#fff;
padding:6px 15px;
border-radius:5px;
}

/* HERO */
.hero{
min-height:100vh;
display:flex;
justify-content:center;
align-items:center;
text-align:center;
background:
linear-gradient(rgba(0,51,102,0.8),rgba(0,51,102,0.8)),
url('https://images.unsplash.com/photo-1565514020176-dbf22386922c');
background-size:cover;
background-position:center;
color:#fff;
padding:120px 20px 60px;
}

.hero-content{
max-width:800px;
width:100%;
margin:auto;
}

.hero h1{
font-size:48px;
line-height:1.2;
}

.hero span{
color:#FFD700;
}

.arn{
font-size:22px;
font-weight:700;
margin:20px 0;
text-align:center;
}

.arn i{
color:#28a745;
margin-right:8px;
}

.btn-primary{
background:#FFD700;
padding:12px 25px;
border-radius:6px;
color:#003366;
display:inline-block;
margin-top:15px;
text-decoration:none;
font-weight:600;
}

/* SECTION */
.section{
padding:80px 20px;
}

.container{
width:100%;
max-width:1100px;
margin:0 auto;
padding:0 15px;
}

.bg-light{
background:#f4f4f4;
}

/* CERTIFICATE */
.certificate-box{
text-align:center;
margin:20px 0;
}

.certificate-box img{
width:250px;
max-width:100%;
border-radius:10px;
cursor:pointer;
transition:.3s;
}

.certificate-box img:hover{
transform:scale(1.05);
}
.liafi-card{
  max-width:450px;
  margin:40px auto;
  text-align:center;
  background:#fff;
  padding:20px;
  border-radius:15px;
  box-shadow:0 4px 15px rgba(0,0,0,0.1);
}

.liafi-card h3{
  color:#003366;
  margin-bottom:15px;
}

.liafi-card img{
  width:100%;
  max-width:300px;
  border-radius:10px;
  border:2px solid #e5e5e5;
}

.liafi-card p{
  margin-top:15px;
  color:#555;
  font-size:14px;
  line-height:1.6;
}

/* SERVICES */
.services{
padding:50px 20px;
text-align:center;
}

.services h2{
margin-bottom:30px;
font-size:28px;
}

.services-container{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:20px;
max-width:1000px;
margin:auto;
}

.service-box{
background:#f8f9fc;
padding:20px;
border-radius:12px;
text-align:center;
border:1px solid #eee;
box-shadow:0 2px 10px rgba(0,0,0,.05);
transition:.3s;
min-height:120px;
}

.service-box i{
font-size:28px;
margin-bottom:10px;
color:#007bff;
display:block;
}

.service-box h3{
font-size:17px;
margin-bottom:6px;
}

.service-box p{
font-size:13px;
color:#777;
line-height:1.4;
}

.service-box:hover{
transform:translateY(-6px);
box-shadow:0 5px 20px rgba(0,0,0,.08);
background:#fff;
}

/* PROMO SECTION */
.promo-section{
padding:60px 20px;
background:#f9f9f9;
}

.promo-box{
max-width:1000px;
margin:20px auto;
border-radius:12px;
overflow:hidden;
box-shadow:0 4px 15px rgba(0,0,0,.1);
background:#fff;
transition:.3s;
}

.promo-box img{
width:100%;
display:block;
}

.promo-text{
padding:20px;
text-align:center;
}

.promo-text h3{
color:#003366;
margin-bottom:10px;
}

.promo-text p{
color:#555;
font-size:14px;
}

.promo-box:hover{
transform:translateY(-5px);
}

/* CONTACT */
.contact-wrapper{
display:grid;
grid-template-columns:1fr 1fr;
gap:30px;
}

.contact-wrapper input,
.contact-wrapper textarea{
width:100%;
padding:12px;
margin-bottom:10px;
border:1px solid #ddd;
border-radius:6px;
}

/* WHATSAPP */
.whatsapp-float{
position:fixed;
bottom:20px;
right:20px;
background:#25D366;
color:#fff;
font-size:25px;
padding:15px;
border-radius:50%;
z-index:999;
}

/* TABLET */
@media (max-width:992px){

.services-container{
grid-template-columns:repeat(2,1fr);
}

.hero h1{
font-size:38px;
}

.logo{
font-size:24px;
}

}

/* MOBILE */
@media (max-width:768px){

.nav-links{
position:absolute;
top:65px;
right:0;
background:#fff;
flex-direction:column;
width:220px;
display:none;
padding:15px;
box-shadow:0 5px 15px rgba(0,0,0,.1);
}

.nav-links.show{
display:flex;
}

.hamburger{
display:block;
font-size:24px;
cursor:pointer;
}

.contact-wrapper{
grid-template-columns:1fr;
}

.services-container{
grid-template-columns:1fr;
}

.hero{
padding:130px 20px 60px;
}

.hero h1{
font-size:30px;
}

.arn{
font-size:18px;
line-height:1.5;
}

.logo{
font-size:18px;
}

.promo-text h3{
font-size:18px;
}

.whatsapp-float{
font-size:22px;
padding:14px;
}

}

/* SMALL MOBILE */
@media (max-width:480px){

.hero h1{
font-size:26px;
}

.logo{
font-size:16px;
}

.arn{
font-size:16px;
}

.btn-primary{
padding:10px 18px;
font-size:14px;
}

}
/* SIP SECTION */
.sip-section{
padding:80px 20px;
background:#f5f7fb;
}

.sip-card{
max-width:850px;
margin:auto;
background:#fff;
padding:40px;
border-radius:20px;
box-shadow:0 10px 30px rgba(0,0,0,0.08);
text-align:center;
}

.sip-card h2{
color:#003366;
font-size:36px;
margin-bottom:10px;
}

.sip-subtitle{
color:#666;
margin-bottom:30px;
}

.sip-inputs{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:15px;
margin-bottom:25px;
}

.sip-inputs input{
padding:15px;
border:1px solid #ddd;
border-radius:10px;
font-size:16px;
outline:none;
}

.sip-inputs input:focus{
border-color:#003366;
}

.sip-btn{
background:#003366;
color:white;
border:none;
padding:15px 35px;
font-size:18px;
font-weight:600;
border-radius:50px;
cursor:pointer;
transition:0.3s;
}

.sip-btn:hover{
transform:translateY(-3px);
}

.sip-result{
margin-top:30px;
background:linear-gradient(135deg,#003366,#0056b3);
padding:30px;
border-radius:15px;
color:white;
}

.sip-result h4{
font-size:18px;
margin-bottom:10px;
}

.sip-result h3{
font-size:42px;
color:#FFD700;
}

/* MOBILE */
@media(max-width:768px){

.sip-card{
padding:25px;
}

.sip-card h2{
font-size:28px;
}

.sip-inputs{
grid-template-columns:1fr;
}

.sip-result h3{
font-size:30px;
}
}
/* ==========================
   PREMIUM CONTACT SECTION
========================== */

#contact{
background:#f5f7fb;
padding:80px 20px;
}

.contact-wrapper{
display:grid;
grid-template-columns:1fr 1.2fr;
gap:40px;
align-items:stretch;
}

/* LEFT SIDE */
.contact-wrapper > div:first-child{
background:linear-gradient(135deg,#003366,#0056b3);
color:white;
padding:35px;
border-radius:20px;
box-shadow:0 10px 25px rgba(0,0,0,0.1);
}

.contact-wrapper > div:first-child h2{
font-size:36px;
margin-bottom:20px;
color:#fff;
}

.contact-wrapper > div:first-child p{
line-height:1.8;
margin-bottom:15px;
}

.contact-wrapper > div:first-child a{
color:#FFD700;
text-decoration:none;
}

/* FORM CARD */
.contact-wrapper form{
background:white;
padding:35px;
border-radius:20px;
box-shadow:0 10px 25px rgba(0,0,0,0.08);
}

.contact-wrapper input,
.contact-wrapper textarea{
width:100%;
padding:15px;
border:1px solid #ddd;
border-radius:10px;
margin-bottom:15px;
font-size:15px;
outline:none;
transition:0.3s;
}

.contact-wrapper input:focus,
.contact-wrapper textarea:focus{
border-color:#003366;
box-shadow:0 0 10px rgba(0,51,102,0.1);
}

.contact-wrapper textarea{
min-height:130px;
resize:none;
}

/* BUTTON */
.contact-wrapper button{
width:100%;
background:#003366;
color:white;
padding:16px;
border:none;
border-radius:10px;
font-size:17px;
font-weight:600;
cursor:pointer;
transition:0.3s;
}

.contact-wrapper button:hover{
background:#0056b3;
}

/* TRUST BOX */
.trust-badge{
background:white;
border:2px solid #FFD700;
padding:15px;
border-radius:12px;
margin-top:25px;
text-align:center;
font-weight:600;
color:#003366;
}

/* MOBILE */
@media(max-width:768px){

.contact-wrapper{
grid-template-columns:1fr;
}

.contact-wrapper > div:first-child h2{
font-size:28px;
text-align:center;
}

.contact-wrapper form{
padding:25px;
}

}
.stats-section{
background:#003366;
padding:70px 20px;
}

.stats-container{
max-width:1100px;
margin:auto;
display:grid;
grid-template-columns:repeat(4,1fr);
gap:20px;
text-align:center;
}

.stat-box{
background:rgba(255,255,255,0.08);
padding:30px;
border-radius:15px;
backdrop-filter:blur(5px);
}

.stat-box h2{
font-size:42px;
color:#FFD700;
margin-bottom:10px;
}

.stat-box p{
color:#fff;
font-size:16px;
font-weight:500;
}

@media(max-width:768px){
.stats-container{
grid-template-columns:repeat(2,1fr);
}
}

.impact-section {
    padding: 50px 20px;
    background: #f5f5f5;
}

.impact-container {
    max-width: 1300px;
    margin: auto;
    background: linear-gradient(135deg, #002f7a, #001f5c);
    border-radius: 20px;
    padding: 40px;
    color: #fff;
    box-shadow: 0 10px 25px rgba(0,0,0,0.15);
}

.impact-title {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 15px;
    margin-bottom: 40px;
}

.impact-title span {
    width: 60px;
    height: 2px;
    background: #fff;
    opacity: 0.5;
}

.impact-title h2 {
    margin: 0;
    font-size: 34px;
    font-weight: 700;
}

.impact-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
}

.impact-item {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    padding: 0 25px;
}

.impact-item:not(:last-child) {
    border-right: 1px solid rgba(255,255,255,0.25);
}

.icon-circle {
    width: 70px;
    height: 70px;
    min-width: 70px;
    border-radius: 50%;
    background: #fff;
    color: #002f7a;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
}

.content h3 {
    margin: 0;
    color: #ffc107;
    font-size: 52px;
    font-weight: 800;
    line-height: 1;
}

.content h4 {
    margin: 8px 0 12px;
    font-size: 24px;
    font-weight: 600;
}

.content p {
    margin: 0;
    color: rgba(255,255,255,0.85);
    font-size: 15px;
    line-height: 1.6;
}

/* Mobile Responsive */
@media (max-width: 992px) {
    .impact-grid {
        grid-template-columns: 1fr 1fr;
        gap: 30px;
    }

    .impact-item {
        border-right: none !important;
        padding: 0;
    }
}

@media (max-width: 576px) {
    .impact-grid {
        grid-template-columns: 1fr;
    }

    .impact-item {
        text-align: center;
        flex-direction: column;
        align-items: center;
    }

    .content h3 {
        font-size: 42px;
    }

    .impact-title h2 {
        font-size: 26px;
    }
}